PCI compliancy explained

In order to accept credit or debit card payments, you must follow standardized security rules set out by the Payment Card Industry (PCI) Security Standards Council.

By complying with these security standards, you will be certified as a PCI compliant merchant. This designation means you commit to protecting cardholder data, thereby reducing the risk of credit card fraud or data loss.

To be PCI compliant, you must pass quarterly vulnerability scans, and complete a security self-assessment questionnaire. You must also adhere to specific data security requirements set by the PCI Security Council.

Your exact requirements will depend on the size of your business, but include standards for:

  • Network security
  • Day-to-day business practices
  • Secure backup
  • Data storage and disposal
  • Credit card number encryption
  • Commerce software and hardware

For more details and full requirements, please visit these links:

Note: HostPapa is certified as a PCI compliant eCommerce merchant, however, it is the responsibility of each ecommerce website owner and operator to be PCI compliant.

If you need help with your HostPapa account, please open a support ticket from your dashboard.

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